Joining Initiative Ireland...

At Initiative Ireland we work with our Impact Investor Community, to co-fund property development loans across Ireland. Together we finance the construction of energy-efficient social, affordable and
mid-market housing projects nationwide, delivering a real social impact. All loans are secured against Irish Property, to provide aminimum of 133% of collateral cover for our community and our professional team manages each loan from end-to-end, so you can lend with confidence while we do all the work.

Call our team Monday to Friday (8:30 am to 5:30 pm) on:

+353 1 6859259

Investor Community

Open a Secured Lending Account with Initiative Ireland and join our amazing community of Private Individuals, Irish Businesses and Corporate Clients to co-fund new social and affordable housing loans nationwide. You will get 24/7 access online to our co-funding opportunities, which range from 3 to 24 months. You decide which loans you want to co-fund and you can earn great returns of 6.00 - 8.00% APR.

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Secured Property Loans

We provide fair, flexible and affordable loans to experienced property developers exclusively. Our team manages each loan from end-to-end, providing a single point of contact from start to finish and quick decisions, with loan terms ranging from 3 to 24 months. If your project needs funding, we're here to hep, providing competitive development and bringing loans to trusted developers.

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Affiliate Accounts

With a Affiliate Account you can setup and manage multiple Lending Accounts on behalf of our clients. Join our growing network of Financial Advisors, Accountants, Solicitors and Brokers who are delivering sustainable value for their clients while benefiting from our exclusive product offerings.

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Trusted Knowledge & Industry Experience

Initiative Ireland operate Ireland's largest Secured Property Lending Marketplace

€50,000,000+
New Housing
Projects Supported

1,000+
Community
members

100%
Loans
Performing

Our Shared Purpose



  • Padraig W. Rushe
    Chief Executive Officer


  • Padraig M. Rushe
    Chief Credit Officer

Initiative Financial Services Limited, trading as Initiative Ireland was founded in 2015 with the goal of transforming financial services in Ireland. Our founders are passionate about doing good through financial innovation. As a company, we are committed to the principles of providing Honest, Fair and Inclusive services to our clients and communities.

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Recent Media Coverage


Trust & Security

We are committed to protecting our clients. That's why we work with trusted partners, to deliver services that meet the highest standards.

Funds & Payments

All payments and funds are held and secured by our regulated payment partner, Mangopay, which is approved as an electronic money institution by the Financial Sector Regulator (CSSF), Luxembourg, protecting your funds from end-to-end.

Loan Security

All loans are secured with a first legal charge over the underlying property financed. This security is held for the benefit of the syndicate by Initiative Ireland Nominees Limited, which is authorised by the Department of Justice and Equality of Ireland as a Trust and Company Service Provider.

SSL Encryption

We adhere to best practice standards for digital security and use symmetric 256-bit encryption, certified by DigiCert one of the world’s leading providers of high-assurance digital certificates, to protect your information.

Data Security

Initiative Ireland is committed to protecting your information. That is why we are a Registered Data Controller registered with the Data Protection Commissioner of Ireland, registration number 16237/A. We manage your data in complinace with the Data Protection Act (1998, 2003, 2018) and the European Union e-Privacy directive (2011).

BUILD YOUR WEALTH

Open Your Secure Lending Account

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