At Initiative Ireland we believe that finance should be honest, fair and inclusive. We also believe that investments should offer competitive returns and security but also deliver clear societal and environmental impact. 

That's why we work with our Impact Investor Community, to co-fund property development loans across Ireland, helping to tackle the housing crisis and address environmental challenges. Together we finance the delivery of energy-efficient social housing and affordable housing projects nationwide. We lend to both experienced property developers and approved housing bodies. As an Impact Finance Specialist, we offer fair terms to our borrowers, advisors and impact investors community alike. 

All loans are secured against Irish Property, typically providing a minimum of 133% collateral security  to secure each  loan. Our specialist team manages all loan from end-to-end, in an ethical and professional manner. Our shared goal is tackle the housing crisis and to empower our clients to, 'Earn Good, Do Good'. 

Call our team Monday to Friday (9:00 am to 5:30 pm) on:

+353 1 6859259

Construction Loan Initiative Ireland


We provide fair, flexible and affordable loans to Experienced Property Developers and to Approved Housing Bodies. Our team manages each loan from end-to-end, providing a single point of contact from start to finish and quick decisions, with typical loans from 3 to 36 months. If your project needs funding, we're here to help by providing competitive development and bringing loans to trusted developers.

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With a Advisor Account you can setup and manage multiple Secured Lending Accounts on behalf of your clients. Join our growing network of Financial Advisors, Accountants, Solicitors and Brokers and discover a new and simple way to offer your clients passive ESG and Impact Investment solutions that offer Real Returns and benefit from Real Asset-Backed Security.

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Impact Investor Community


When you open a Secured Lending Account with Initiative Ireland, you can join our amazing community of Private Investors, Irish Businesses, Funds and Corporate Clients to co-fund new social and affordable housing loans nationwide. You will get 24/7 access online to our co-funding opportunities, which range from 3 to 24 months. You decide which loans you want to co-fund and you can earn great returns of 5.00 - 8.00% APR.

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Initiative Ireland specialises in financing social and affordable housing, on behalf of our Impact Investor Community.

New Housing
Projects Supported


Loan Performance
To Date


  • Padraig W. Rushe
    Chief Executive Officer

  • Padraig M. Rushe
    Chief Credit Officer

Initiative Ireland  was founded in 2015 with the goal of transforming financial services in Ireland, to deliver shared societal, environmental and economic benefit. We are passionate about doing good through financial innovation. As a company, we are committed to the principles of providing Honest, Fair and Inclusive finance because we're committed to our mission to 'Earn Good, Do Good'. 

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Recent Projects Supported

Media Coverage

Trust & Security

We are committed to protecting our clients. That's why we work with trusted partners, to deliver services that meet the highest standards.

Funds & Payments

All payments and funds are held and secured by our regulated payment partner, Mangopay, which is approved as an electronic money institution by the Financial Sector Regulator (CSSF), Luxembourg, protecting your funds from end-to-end.

Loan Security

All loans are secured with a first legal charge over the underlying property financed. This security is held for the benefit of the syndicate by Initiative Ireland Nominees Limited, which is authorised by the Department of Justice and Equality of Ireland as a Trust and Company Service Provider.

SSL Encryption

We adhere to best practice standards for digital security and use symmetric 256-bit encryption, certified by DigiCert one of the world’s leading providers of high-assurance digital certificates, to protect your information.

Data Security

Initiative Ireland is committed to protecting your information. That is why we are a Registered Data Controller registered with the Data Protection Commissioner of Ireland, registration number 16237/A. We manage your data in compliance with the Data Protection Act (1998, 2003, 2018) and the European Union e-Privacy directive (2011).


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